Mudharabah (Profit-Sharing Investments)is an agreement made between two parties, an Investor (e.g. Fund provider/depositor) and an entrepreneur (e.g. Fund manager/ CLC) This enables the entrepreneur to carry out business projects with the profits derived from these business projects are shared between the Investor and the entrepreneur on a pre-determined ratio agreed by both parties. Commercial Leasing & Finance PLC., which is rated (SL) A by ICRA Lanka Ltd., and a subsidiary of Lanka ORIX Leasing Company PLC. Islamic Business Division offers a range of ethical Shari'ah compliant Investment options described below.
Mudharabah Term Deposit:
Long term investment plans starting from 1 month up to 60 months, with Profit Share Ratios between the Investor and the Fund Manager as per the Mudharabah Investment Agreement. Whilst we offer a Mudharabah Investment Certificate, the profit payments are offered on Monthly, Annual or Maturity basis.
- Mudharabah Savings Pass book,
- Internationally accessible ATM/Debit Card (accessible from any Commercial Bank ATM machine island wide OR any MAESTRO Network)
- Ez-pay facility for mobile-banking.
A flexible investment account which offers:
|PSR for Mudharabah General/ Corporate Category|
|Term||Investor PSR % *|
Note: PSR for Senior Citizen will be 5% higher than the General Category
|PSR for Mudharabah Saving Accounts|
|Category||Investor PSR %|