• Fixed Deposits

  • Savings Accounts

  • Senior Citizens

  • Children's Savings Accounts

  • Education Loans

  • CLC Wasana

Products & Services : Senior Citizens


At CLC, we believe that Senior Citizens have specific needs when it comes to saving money. CLC Savings Accounts & Fixed Deposits are specially tailored for Senior Citizens.


To facilitate Senior Citizens with high returns over fixed deposits and convenience, CLC Fixed Deposits offer a wide range of benefits.

    Features & Benefits :

  • Minimum deposit of LKR 5000/=.
  • Wide range of investment options from 1 month to 60 months.
  • Attractive high interest rates.
  • Joint depositors can be added.
  • Dedicated customer service representatives at your doorstep.
  • Interest can be earned monthly, annually and at maturity.
  • Up to 90% of the FD value can be obtained as a loan with less time & documentation.
  • Can obtain Letter of guarantees.
  • Free online facility.
  • Standing order facility.
  • SLIPS (Sri Lanka Inter-bank Payment System) facility.

With Effect From 01-01-2018

Senior Citizens Fixed Deposits (Depositors who are 55 years of age or over on the date of deposit)

Period

Monthly

Annually

Maturity

Months Simple AER Simple AER Simple AER
1 12.00% 12.68% 12.00% 12.68%
3 11.75% 12.40% 12.25% 12.82%
6 12.50% 13.24% 13.00% 13.42%
12 13.00% 13.80% 13.11% 13.11% 13.11% 13.10%
13 13.25% 14.09% 13.75% 13.68%
18 13.50% 14.37% 14.00% 13.32%
24 13.50% 14.37% 13.75% 13.75% 14.00% 13.14%
36 13.75% 14.65% 14.00% 14.00% 14.11% 12.48%
48 13.75% 14.65% 14.00% 14.00% 14.25% 11.94%
60 14.00% 14.93% 14.25% 14.25% 14.50% 11.52%

    Features & Benefits :

  • Minimum deposit of LKR 1000/=.
  • Attractive high interest rates.
  • Dedicated customer service representatives at your doorstep.
  • Easy access through ATMs & island wide branch networks.
  • Initial ATM debit card will be issued free of charge.
  • Free SMS alert facility.
  • Free online facility.
  • Instant loan facility upto 90% of the account balance.
  • Standing order facility.
  • SLIPS (Sri Lanka Inter-bank Payment System) facility.

With Effect From 16-10-2017

Account Type

Interest(p.a)

A.E.R

Senior Citizens Accounts 7.50% 7.76%
Children's Savings Accounts 8.00% 8.30%
General Accounts 7.00% 7.23%
Salary Saver Accounts 7.00% 7.23%