Commercial Factors

At Commercial Factors we offer you upfront payments up to 80 – 90% against your receivables. Our flexible customized products arm you with many benefits.

You are free to walk into any of our branches located island-wide to obtain our services. Our fully fledged factoring branches are in Kandy and Rajagiriya.

What we offer you

  • Upfront cash against your future receivables.
  • Takes the headache off of “temporary overdrafts” to fulfil your immediate cash requirements.
  • We take over your debt collection leaving more time for you to concentrate on marketing.
  • You can outsource your sales ledger administration to us and supervise all transactions through “Infinity”, our online service.
  • We will take care of your debtor post-dated cheques and you will be free of Cheque Management.
  • Get your buyer evaluated by our expert team. Get a free reference before you sell on credit.

Our team is capable in providing you a customised service to suit your requirement within below products

Recourse Factoring

We pay you upfront cash on your credit invoices up to 80 – 90% of the invoice value and collect the dues from your debtor

Invoice Discounting

Discount your debtor’s invoice along with their cheque and obtain upfront cash up to 80% of the invoice/cheque value.

Debtor Cheque Discounting

Discount your debtor’s post- dated cheque and obtain upfront payment up to 80% of the cheque value. Be free of the hassle of post – dated cheque management.

Client Cheque Discounting

Discount your company cheque to get an advance payment to get your Imports cleared on time/ raw materials purchased on time. A more flexible service to suit your funding requirements whenever you need.
Commercial Factors, CLC’s factoring arm, was established in 1994 and the operation was branded as “Commercial Factors” in 2006. Since 1994 over a period of 20 years, Commercial Factors has developed an unparalleled expertise in factoring operations in Sri Lanka, becoming one of the best and most reputed working capital and receivable management service providers in the country.

Our expertise lies with designing working capital facilities specifically to support the needs of the emerging SME sector. We are happy to announce that our factoring services have created a highly effective source of working capital financing for the SME sector, contributing towards SME financial sustainability and growth.