Credit Cards

Experience an unmatched range of benefits and services through our exceptional range of Credit Cards.

CLC Co-Branded Credit Cards

CLC Co-Branded Mastercard Gold Credit Card

Credit Limit 

Upto LKR 99,999

CLC Co-Branded Mastercard Platinum Credit Card

Credit Limit

LKR 100,000 – 499,999

CLC Co-Branded Mastercard World Credit Card

Credit Limit

LKR 500,000 and upwards

How to apply for a CLC Co-Branded Credit Card

Submit the following documents to your nearest CLC  Branch.

  • A duly completed Co-Branded Credit Card application form.
  • Copy of NIC/Driving License
  • A Billing Proof (Utility bills dated within last three months if your current address is different from the NIC address)
  • Proof of other income

If Salaried

  • The latest salary slip and a copy of the employee ID. 
  • Current or Savings account bank statements of the last 03 months.

If Self Employed

  • The Business Registration Certificate.
  • Current or Savings account bank statements of the last 03 months. 

Value added services

  •  EMV chip enabled (Maximum security is ensured). 
  • MasterPayPass (Tap & Go option).
  • Global acceptance
  • Equated monthly instalment plans.
  • Balance transfer facility. 
  • Multiple repayment options. 
  • Cash advance facility. 
  • Facility of having three supplementary cards.
  •  24*7 Customer Care Service available in Sinhala, Tamil and English. 
  • E-Statements
  • Free of charge SMS alerts. 
  • A mobile app that brings your credit card to your fingertips.
  • Unmatched discounts and promotions. 
  • More usage options through our island-wide merchant network. 
  • Loan against Credit Card available balance 
  • Free lounge access for CLC Co-branded World card holders.

Type of freeGoldPlatinumworld
Annual fee1,0001,5004,000
Joining feeFOCFOCFOC
Supplementary annual fee5007502000
Cash advance limit50%50%50%
Interest free days on purchase (1)45 days (Maximum)
Minimum payment
(Active Account)
2.5% of the total outstanding
or Rs.100/-(Whichever is higher)
Cash Advance FeeRs.500/-or 4% of transaction value
(Whichever is higher)
Over limit fee5001,0001,500
Late payment fee5007501,000
PIN Creation-(Replacement)FOCFOCFOC
Interest on purchaseMonthly 2.17%
(PA 26%)
Monthly 1.67%
(PA 20%)
Monthly 1.67%
(PA 20%)
Interest on Cash AdvanceMonthly 2.17%
(PA 26%)
Monthly 1.67%
(PA 20%)
Monthly 1.67%
(PA 20%)
Replacement Card5007502,000
Limit Enhancement fee500500750
Cheque Returns500500750
Statement copies100100FOC
Temporary  Limit Enhancement feeFOCFOCFOC
Confirmation Letter Issuing Fee250250FOC
Voucher Copy Retrieval Fee500500500
Fuel Surcharge1%1%1%

All the above charges are given in Sri Lankan rupees.

  • All foreign currency transactions will be converted using Mastercard exchange rates. In order to mitigate local exchange rate movements, an additional amount (up to 2.5%) will be included to the rate at the time of billing.
  • Government Stamp Duty of 2.5% will be applicable for all overseas transactions.
  • The fallowing charges will be levied where applicable; 
    • Legal Fee
    • Credit Transfers
    • Cheque Issuance
    • Overseas Charges (courier/ postage, fax)
  • 1] Interest free days are applicable only when full settlement is made on or before the due date and is not applicable for cash advances.